
Request a Quote and Receive a Term Sheet within 24 hours
Program & Product Highlights
At Paradise Private Money we like to use a “Make Sense” approach to our underwriting. With that being said, we tend to customize each of our loans to the scenario at hand.
The following are a few key highlights we use to structure on loans:
- Rates as low as 7.99%
- Close in 5 business days
- 70% LTV of current market value regardless of the purchase price.
- 10% Down on Fix and Flips
- 1st, 2nd, and 3rd Trust Deeds
- SFR, Multi-Family, Commerical, and Land
- Cross Collateral if necessary
- No Income Verification
- Foreign Nationals – OK
- Foreclosure, Short Sale, BK – OK
- Business purpose only.
We Are Fully Dedicated To Supporting Real Estate Investors
Paradise Private Money is a boutique private money mortgage firm specializing in filling the needs of small to medium sized real estate investors on both the buyer and trust deed investor side. This company was formed to simplify and streamline the process of securing funds for investing in real estate..
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Make Sense Underwriting
Each of our loans are tailored to scenario at hand.
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Streamline Process
We have the technology, resources, and experience to close loans in days, not weeks


Start by Answering a Few Questions Below. Starting with what program you are looking for. From there, our system will guide you through the process.
Featured News And Insights
5 Business Day Turn-Around Time
We have developed a streamline process that enables our loans to close quick and smoothly. Our Portal keeps our borrowers and partners fully disclosed and abreast from application to close.
Application
Our Web-Based Application is secure and will guide you through the process based on what loan product you are looking for
Access to Portal
Once your application is complete, you will receive an email giving you access to your portal. You will be able to Esign most of the disclosures, you will also be able to stay fully abreast of your loan process every step of the way.
Documents
Once you have access to your portal, you will be able to directly upload your supporting docs based on the loan product you requested.
Closing
When your file is ready to close, we will send a mobile notary to you wherever you are to sign the closing paperwork at your convenience.
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How Do You Qualify For Hard Money?
The main requirement for getting a hard money loan is having the required down payment or equity in a particular property to use as collateral for the loan. The minimum amount usually ranges from 20% to 30% for residential properties, and 30% to 40% for commercial ones.
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A Good Lender Will Clearly Explain Mortgage?
Using on online portal you will have full access to your file and the stages you are on at all times
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Does your credit score matter when getting a Hard Money Loan?
We are mostly equity-based, however we do like to review your credit report for various reasons.